Purchase Order Funding in South Africa | Unahina Solutions

Fulfil confirmed orders without needing upfront capital. We fund your supplier costs so you can deliver with confidence.

If your business receives a confirmed purchase order but lacks the capital to pay suppliers upfront, purchase order funding enables you to fulfil the order without taking on traditional bank loans. With Unahina Solutions we provide funding up to 100% of verified supplier costs.

| P.O FUNDING EXPLAINED

What Purchase Order Funding Is:

Purchase order funding (P.O. Funding), also known as purchase order finance, is a short-term funding solution that covers the cost of fulfilling large confirmed purchase orders. It enables businesses to secure stock and pay suppliers when working capital is temporarily constrained.

| KEY BENEFITS

Government & Corporate Purchase Order Finance in South Africa

Unahina funds purchase orders issued by government departments, municipalities, state-owned entities, and corporate procurement divisions. Transactions are assessed based on purchase order strength, supplier credibility, commercial margin, and end-customer reliability.

| BUSINESSES WHO QUALIFY

Do You Qualify for P.O. Funding?

You are a registered South African company
You have a valid, verifiable purchase order
Your end customer is credible (corporate or government)
Your suppliers are credible and capable of delivery
The transaction has sufficient commercial margin

| KEY BENEFITS

Why Choose P.O. Funding?

Execute large confirmed orders responsibly
Preserve operational cash flow during fulfilment
Structured per transaction, not long-term debt
No fixed monthly instalment obligations
Strengthen supplier relationships through reliable payment
Improve delivery credibility and track record

The 5 Steps To How P.O. Funding Works

You receive a confirmed purchase order

Supplier quotations and documentation are submitted

A funding proposal is agreed on

Suppliers are paid directly and delivery proceeds

Settlement occurs when your customer pays the invoice

| FAQs

Frequently Asked Questions

What is purchase order funding?

Purchase order funding (also known as purchase order finance) is a short-term, transaction-based funding solution for businesses that have received a confirmed purchase order but require upfront capital to pay suppliers before delivery.
Funding is structured around purchase order strength, supplier credibility, transaction margin, and end-customer reliability.

Who uses purchase order finance in South Africa?

Purchase order finance is suitable for businesses that receive large, confirmed purchase orders but require upfront capital to pay suppliers before delivery.

It is commonly used by:

SMEs supplying government or corporate contracts
Resellers
Wholesalers
Distributors
Importers and traders
Businesses experiencing rapid or seasonal growth

If goods have already been delivered and invoiced, invoice discounting may be more appropriate.

What are the advantages of P.O. funding?

Supports immediate supplier payments while preserving operational cash flow
Structured per transaction rather than long-term debt
No fixed monthly repayment structure
Scalable based on order size
Strengthens supplier credibility through reliable payment

What are the disadvantages of P.O. funding?

Purchase order funding is structured as a short-term, transaction-based solution.
Funding is settled upon receipt of customer payment.
Profit-share structures vary based on transaction size, margin, and duration.

How do purchase order funders structure transactions?

When assessing a purchase order transaction, the key commercial considerations include: