1. Introduction
1.1 This website, https://unahinasolutions.co.za/ (“Website”), is owned and operated by Unahina Business Solutions (Pty) Ltd, registration number 2017/021295/07 (“Unahina”, “we”, “us”, or “our”), a private company duly registered in the Republic of South Africa.
1.2 These Terms and Conditions govern your access to and use of the Website and form a legally binding agreement between you (“user”, “you”) and Unahina.
1.3 These Terms must be read together with our Privacy Policy, which is incorporated herein by reference.
2. Acceptance of Terms
2.1 By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
2.2 If you do not agree, you must immediately discontinue use of the Website.
3. Nature of Service and Disclaimer
3.1 The Website provides information relating to Unahina’s structured, transaction-based funding solutions, including but not limited to purchase order funding, tender funding, and invoice discounting.
3.2 Unahina operates as a private commercial funding partner. Transactions are assessed and structured individually and are subject to formal written agreements.
3.3 Nothing contained on the Website constitutes a binding offer, invitation, or commitment to provide funding.
3.4 Nothing on the Website constitutes a guarantee or pre-approval of funding.
3.5 Nothing on the Website constitutes financial, legal, or investment advice.
3.6 Nothing on the Website constitutes a representation that any application will be approved.
3.7 All transactions are subject to internal assessment, due diligence, risk evaluation, and the execution of formal written agreements.
3.8 Unahina provides structured commercial funding solutions and does not provide financial advisory services as contemplated under applicable financial services legislation.
3.9 Users acknowledge that they do not rely on any information on the Website as the basis for any financial or commercial decision and that any reliance is entirely at their own risk.
4. Amendments
4.1 Unahina reserves the right to amend or update these Terms at any time without prior notice.
4.2 Updated Terms will be published on the Website and will become effective immediately upon publication.
4.3 Continued use of the Website constitutes acceptance of any revised Terms.
5. Duration and Termination
5.1 These Terms remain in force for as long as you access or use the Website.
5.2 Unahina may suspend or terminate your access at any time, without notice, for any reason, including breach of these Terms.
6. Use of Website and Prohibited Conduct
6.1 You agree not to use the Website for any unlawful, fraudulent, or misleading purpose.
6.2 You agree not to contravene any applicable law or regulation in connection with your use of the Website.
6.3 You agree not to interfere with the Website’s functionality, integrity, or security.
6.4 You agree not to attempt unauthorised access to any systems or data.
6.5 You agree not to use automated tools, including bots, scrapers, or crawlers, without prior written consent.
6.6 You agree not to reproduce, duplicate, or exploit Website content for commercial purposes without permission.
7. Intellectual Property
7.1 All content, trademarks, logos, designs, and materials on the Website are the property of Unahina or its licensors.
7.2 Users may view and download content solely for personal, lawful, non-commercial use.
7.3 Any unauthorised use constitutes an infringement of intellectual property rights and may result in legal action.
8. Accuracy of Information
8.1 While reasonable efforts are made to ensure accuracy, Unahina does not warrant that Website content is complete, accurate, or up to date.
8.2 Unahina reserves the right to modify or remove content at any time without notice.
9. Data Protection and Privacy (POPIA)
9.1 By using the Website or submitting any information, you consent to the collection, processing, and storage of your personal information in accordance with applicable data protection laws, including the Protection of Personal Information Act (POPIA).
9.2 Personal information will only be processed for legitimate business purposes, including assessing potential transactions, verifying identity, preventing fraud, and complying with legal and regulatory obligations.
9.3 All personal information is handled in accordance with our Privacy Policy.
10. Electronic Communications
10.1 By using the Website, you consent to receiving communications electronically.
10.2 Communications sent electronically will be deemed received and legally binding.
11. External Links
11.1 The Website does not currently contain links to third-party websites. Should any external links be included in future, Unahina does not control or endorse such websites and accepts no responsibility for their content, security, or practices.
12. Security Disclaimer
12.1 While reasonable measures are taken to secure the Website, Unahina does not guarantee that the Website will be free from viruses, malware, or other harmful components.
12.2 Unahina shall not be liable for any loss or damage caused by viruses, malware, or other technologically harmful material that may infect your device, data, or systems as a result of using the Website or downloading any content.
12.3 Users access and use the Website at their own risk.
13. Indemnity
13.1 You indemnify and hold harmless Unahina, its directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Website, your breach of these Terms, or any unlawful or negligent conduct on your part.
14. Limitation of Liability
14.1 To the fullest extent permitted by law, Unahina shall not be liable for any direct, indirect, incidental, or consequential damages arising from use or inability to use the Website.
14.2 This includes damages arising from reliance on Website content, delays or failures in electronic communications, unauthorised access to data, or system interruptions.
14.3 All use of the Website is entirely at your own risk.
15. Restriction of Use
15.1 No person may frame or mirror the Website without written consent.
15.2 No person may deep link in a misleading or reputationally harmful manner.
15.3 No person may systematically extract or index Website data without written consent.
16. Force Majeure
16.1 Unahina shall not be liable for any failure or delay in performance due to events beyond its reasonable control, including system failures, power outages, or network disruptions.
17. Compliance Statement
17.1 Unahina conducts its business in accordance with applicable laws and internal compliance standards.
18. Notices
18.1 All legal notices must be in writing and delivered to:
Attention: The Public Officer
Physical Address: 210 Amarand Avenue, Menlo Park, Pretoria, Gauteng, 0181
Telephone: 087 153 5655
Email: info@unahinasolutions.co.za
18.2 For the purposes of these Terms, “in writing” includes communication by email.
18.3 Formal service of legal process must comply with the applicable rules of court.
19. Governing Law and Jurisdiction
19.1 The laws of the Republic of South Africa govern these Terms.
19.2 You consent to the jurisdiction of the High Court of South Africa, Gauteng Division, Pretoria.
20. General
20.1 These Terms constitute the entire agreement between you and Unahina regarding use of the Website.
20.2 No waiver by Unahina shall be binding unless in writing.
20.3 If any provision is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.